Let's plan and find the best financial products tailored for you

Guided by Licensed Financial Planner

"Independent advice. Personalised strategies. Smarter financial decisions."

Naquiddin Razak

With more than 10 years of experience in financial & real estate industry

Personal Advisory

Personal Advisory

  • Investment Planning
  • Retirement Planning
  • Takaful Planning
  • Estate Planning
  • Real Estate Solutions
Corporate Training

Training & Workshop (Corporate)

Engaging and fun financial activities, expertly conducted by an HRD Corp Certified Trainer. Empower your team today.

Learn more

Trusted Success Stories

Real people. Real results. Join hundreds of clients who have secured their financial future.

""We were lost looking for our first home. Naquiddin not only found us a perfect property within budget but also structured our mortgage plan efficiently. Highly recommended!""

S

Sarah & Hafiz

First Home Buyers

""I had savings but no strategy. Naquiddin provided a clear Shariah-compliant roadmap for my retirement. Now I have clarity and peace of mind regarding my assets.""

A

Dr. Azman

Specialist Doctor

""Attended his financial workshop last month. His delivery is engaging, easy to understand, and practical. I immediately applied his cashflow advice to my business.""

L

Pn. Liyana

SME Business Owner

""We were lost looking for our first home. Naquiddin not only found us a perfect property within budget but also structured our mortgage plan efficiently. Highly recommended!""

S

Sarah & Hafiz

First Home Buyers

""I had savings but no strategy. Naquiddin provided a clear Shariah-compliant roadmap for my retirement. Now I have clarity and peace of mind regarding my assets.""

A

Dr. Azman

Specialist Doctor

""Attended his financial workshop last month. His delivery is engaging, easy to understand, and practical. I immediately applied his cashflow advice to my business.""

L

Pn. Liyana

SME Business Owner

Your Financial Partner

Why You Need a Licensed Financial Planner

Navigating financial complexities requires more than just saving money. Here is how I add value to your life.

Independent Advice

I provide unbiased, personalized strategies tailored to your goals, not just pushing specific company products.

Wealth Protection

Shielding your income and your family’s future against life’s sudden uncertainties and critical emergencies.

Shariah-Compliant Growth

Growing and managing your assets optimally in accordance with strict Islamic financial principles.

Legacy & Estate Planning

Ensuring your wealth and properties are transferred smoothly to your heirs without legal hurdles.

Downloads

Knowledge Centre & Toolkits

Download exclusive guides, cheat sheets, and toolkits to master your financial journey. Free for you.

Property

Geran 101 (1).pdf

Inside this file:

Comprehensive guide on Land Grants (Geran) in Malaysia. Understand Master Titles, Strata, and how to read grant details accurately.

Download File
Investment

The Super Conservative savings & investment options (1).zip

Inside this file:

Low-risk saving options (EPF, ASB, Tabung Haji) with historical return data (2013-2024). Perfect for capital preservation.

Download File
Tax Planning

How to take advantage on tax reliefs (1).zip

Inside this file:

The ultimate Tax Relief Cheat Sheet for YA 2024. Learn optimization strategies for married couples and special incentives.

Download File
Financial Mgmt

Copy of Copy of Cashflow Cheat sheet.zip

Inside this file:

Your investor playbook. Master cashflow analysis (Active vs Passive) and understand asset classes quadrant.

Download File
Insurance

Someone has to work (1).zip

Inside this file:

Detailed comparison of Takaful/Hibah plans. Critical illness stats and why income protection is mandatory.

Download File
Economics

Inflation.zip

Inside this file:

Why inflation feels higher than official numbers? Real data on CPI vs Everyday Price Index and how to beat it.

Download File
Insights & Updates

Articles

Fast Response

Let’s Have a Casual Chat

No formal appointments needed yet. Just a casual conversation to see how I can help you secure your assets and legacy.

Start WhatsApp Chat

Usually replies within 1 hour

Avatar

Naquiddin Razak

Online

Hi Naquiddin! 👋

10:00 AM

I want to know more about Property & Financial Planning.

10:01 AM
Type a message...